Digital nomads are always on the move, and the right best credit cards for digital nomads can help them save money and make traveling even more convenient. A wide range of benefits like airline lounge access, points multipliers, travel insurance, and more can all make it easier for these traveling professionals to manage expenses and earn rewards.
What card for digital nomad?
There are several credit cards that cater to the needs of digital nomads, and finding the one that’s right for you depends on your specific preferences and travel habits. For example, if you frequently fly Delta, the American Express Platinum may be worth considering. Its hefty annual fee may seem steep at first glance, but it offers premium travel benefits that can easily offset the cost for frequent travelers, including airport lounge access through Priority Pass Select, Centurion Lounges, and Delta Sky Clubs (when flying Delta-marketed or Delta-operated flights).
Other popular options among digital nomads are the Chase Sapphire Preferred and the Capital One Venture Rewards credit card. Both offer no foreign transaction fees and impressive travel insurance protections, such as trip cancellation and interruption coverage, lost luggage reimbursement, and emergency medical evacuation coverage. Plus, both cards come with an excellent sign-up bonus that can easily pay for the card’s annual fee in the first few months.
If you don’t have a credit card that suits your needs, consider opening an account with Revolut or Wise. Both offer a digital eWallet and physical card that can help you save on international spending and ATM withdrawals. Both also offer real-time currency conversion, so you can benefit from the prevailing exchange rate wherever you are.